Why Didn’t Anyone Explain This? Build a defensible process for your 401(k)

Most 401(k) plans aren’t broken. But a lot of them aren’t structured or documented in a way that can be clearly supported when it matters. If someone asked you to walk them through how decisions are made in your plan— how confident would you feel explaining that? That’s what this workshop is designed to help with. WHAT WE’LL COVER This isn’t a session about picking investments or reviewing fund performance. It’s about what’s happening behind the scenes of your plan...how decisions are made, how they’re documented, and how that process actually holds up over time. WHO THIS IS FOR * Business owners * HR leaders * Anyone responsible for overseeing a company 401(k) plan If you’re involved in the plan at all—even if it’s not your full-time job—this will be relevant. WHAT MAKES THIS DIFFERENT This is a working session—not a presentation. You don’t need to have everything figured out coming in. The goal is to help you leave with a clearer picture of how your plan is being managed today, and what a more structured approach could look like going forward. WHAT YOU’LL WALK AWAY WITH * a clearer understanding of your role as a plan fiduciary * a practical way to think about organizing your plan * a roadmap for your next steps if things feel unclear today WHO IS ALTUS CONSULTING GROUP? Altus Consulting Group is an independent retirement plan consulting firm specializing in employer-sponsored plans and fiduciary guidance. We work alongside employers to design, implement, and oversee retirement plans with a hands-on, structured approach—combining objective advice with practical, data-driven strategies to support strong plan health, smooth operation, and better outcomes for every participant. LUNCH SPONSOR Lunch provided by Principal Financial Group. Principal is a separate entity and does not endorse or influence the content of this workshop. DISCLOSURES Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth, Inc.